CFBank - The Boutique Bank

In observance of Columbus Day, CFBank will be closed on Monday, October 12th. Normal business hours will resume on Tuesday, October 13th.

We encourage customers not to respond to unsolicited calls, emails, texts, or any communication requesting account information or calls to action.

CFBank will never contact you requesting your account numbers, usernames, or passwords.

Offer is effective as of 10/08/2026 and is subject to change without notice. Money Market rate applies to new money deposits only. Fees may apply for early account closure on Money Market accounts. New Money Market accounts require a $25,000 minimum balance to earn the promotional interest rate/APY. The promotional APY is guaranteed for 12 months from account opening; after the promotional period, the account will earn the then-current standard Money Market rate. Monthly service fees may apply for balances less than $25,000. Account balances below $25,000 earn standard Money Market rates. MMA balances between $24,999.99 and $5,000 will earn an APY of 0.20%. MMA balances between $4,999.99 and $0.00 will earn an APY of 0.05%. Maintain a minimum balance of $5,000 in the MMA, or a $10.00 monthly service fee will apply. Transaction limitations apply. Monthly service fees may reduce earnings. *APY – Annual Percentage Yield.

Mortgages the Boutique Way

30-Year Fixed Home Mortgage Rates

No Upfront Appraisal Costs
No Application Fee
Fast Decision-Making
Boutique Service Experience

As Low As

7.50%^APR*

Conventional & Government Mortgages

GET STARTED

Rate based on a 30-year fixed loan. Fees, third-party fees, and rates are subject to change. Additional terms, conditions or fees may apply. All loans are subject to credit approval. *APR = Annual Percentage Rate. NMLS# 409132.

Home Equity Loans

Access your equity without refinancing, so your mortgage stays the same. Your possibilities don't.

First mortgage stays in place
Fixed rate with predictable payments
Primary residences, second homes and non-owner-occupied properties
Renovations, debt consolidation, major purchases and more

Borrow Up To

$500K

Put Your Equity to Work!

GET STARTED

All loans are subject to the underwriting standards and approval of CFBank. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. NMLS# 409132.

Bauer 5-Star Rating

Piper Sandler

American Banker

CFBank In The News

A Strong Quarter and a Deft Strategy

CFBank was recently highlighted in an article by BriefGlance that examines our strong second-quarter performance and the strategic approach driving our continued growth. It also recognizes CFBank's commitment to prudent risk management, operational efficiency, and long-term value creation for shareholders, clients and communities.

Take a few minutes to read the full article and learn how our focused strategy continues to position CFBank for success!

Article Highlights

Increased net income
Commercial loan growth
Improved net interest margin
Disciplined focus on serving businesses

READ THE FULL ARTICLE

Get a Mortgage

Equipment Financing

Commercial Cards

Contact a Team Member

“As a long-time customer of CFBank, Community Housing Network is proud to call them more than just our financial institution — they are a true partner in our mission. The level of personal service we receive is outstanding. We work with one dedicated representative who knows us, understands our needs, and consistently goes above and beyond to get things done quickly and efficiently.

CFBank’s commitment extends well beyond banking. They actively support Community Housing Network through philanthropic contributions and by volunteering their time and talents. Their team genuinely cares about the work we do, and their involvement helps us further our mission of providing safe, stable, and affordable housing to those who need it most.

We are grateful for their partnership and look forward to continuing this meaningful relationship for years to come.”

Annissa Lambirth-Garrett, CEO,
Community Housing Network
(Happy client since 2018)

We take pride in the relationships we've built with our valued clients.

View our Success Stories to read what our clients are saying!

Why CFBank?

CFBank is a well-diversified financial institution. CFBank clients should feel secure that CFBank is strongly capitalized, has nominal exposure to treasury securities and has maintained pristine credit quality. CFBank is a full-service financial institution offering deposit and lending solutions for all of your business and personal financial needs. CFBank has offices in Columbus, Cleveland, Cincinnati, Akron, and Indianapolis.